The Pet Insurance Decision Kit
The Roll Pet workbook for reading a pet insurance quote in dollars, and deciding with your own numbers
A pet insurance quote is four numbers and a price: a deductible, a reimbursement percentage, an annual limit and a monthly premium. On average a policy pays back less than it costs, which is how insurance works; in a bad year it can pay back thousands. The honest question is what your quote does in each, and whether you could pay the bad year without it. Part 1 reads the quote, finds the break-even vet bill (premiums divided by the reimbursement share, plus the deductible: $1,175 on the worked quote), prices a quiet year and a very bad one ($8,000 of bills becomes $2,540 insured), compares deductible options on the same years, adds up twelve years of premiums under rising-premium scenarios, and lists the exclusions to check. Part 2 is the decision: the could-you-pay test, a check at every renewal, and claims that go through. It names no insurer and gives no advice. With your purchase comes a personalised sheet worked on the quote you enter in Roll Pet's free Pet Insurance Calculator.
Look inside
Two full pages from the kit, exactly as printed. Click either to read it at full size before you decide.
What is in it
- Reading a quote: the four numbers and what each does
- The break-even vet bill, and how to compare quotes on it
- Your bad year, priced with and without a policy
- Deductible options compared on the same years
- Twelve years of premiums, and saving instead
- The exclusions that decide which bills count
- The could-you-pay test, renewals and claims
- Bonuses: a quickstart, the break-even card and questions to ask
- A personalised sheet worked on your own quote
- ✓ 26 printable pages
- ✓ 9 sections, worksheets and templates
- ✓ A second PDF worked out from the numbers you enter
- ✓ No account needed, just an email address
- ✓ Instant download; link valid 7 days
Price includes any taxes. Sold by GrabURL, who handle checkout and support. The charge appears on your statement as GrabURL.
The kit complements the free Pet Insurance Calculator, which works out one year; the kit adds the bad year, policy shapes, the lifetime and the fine print.